No, the Federal Reserve Isn’t Coming for Your Bank Account: Debunking OP‑1670 Myths and FedNow Facts FedNow Isn’t a Trapdoor — Why Those 3 AM “Government Seizure” Ads Are Misleading If you’ve ever been up late and stumbled across ads warning that the Federal Reserve is about to seize your bank account through something called OP‑1670, you’re not alone. These messages are designed to hit when people are tired, stressed, and more vulnerable to fear‑based claims. They use real terminology, twist it just enough to sound urgent, and then funnel viewers toward high‑markup “protect yourself now” products. This article is a straight‑talk breakdown for anyone who’s been rattled by those late‑night claims about OP‑1670 and supposed government seizure powers. Instead of panic, we’re going to walk through what OP‑1670 actually is, what FedNow actually does, and why these conspiracy‑style ads keep resurfacing — especially during times of economic anxiety. Let’s start with the basics so ...
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